Terms of Service

1. What the service is

AnalystEdge is an analytics dashboard that aggregates and visualizes stock predictions published by Wall Street analysts — ratings, price targets and the returns those targets imply — together with track-record statistics for the analysts and firms behind them. Everything on the site is informational: predictions are forward-looking opinions of third-party analysts, not realized returns and not investment advice (see our Disclaimer).

2. Accounts

An account consists of an email address and a password (which we store only as a salted hash). You are responsible for keeping your credentials secret and for everything that happens under your account. Accounts are for one person — sharing login details is not allowed. We may suspend or terminate accounts that violate these terms.

3. Subscription and billing

Premium access is sold as a monthly subscription (currently $19/month; the exact price is always shown at checkout) and is billed through Stripe. Your card details are handled entirely by Stripe and never touch our servers. The subscription renews automatically each month until you cancel. Prices exclude any applicable taxes, which are shown at checkout.

You can cancel anytime from the billing portal on your account page. Cancellation takes effect at the end of the billing period you have already paid for — you keep premium access until then, and you are not charged again. If you contact us within 7 days of any charge, we will refund that charge on request. Beyond that, we do not offer partial-month refunds except where the law requires it. If a renewal payment fails and cannot be collected, your account drops back to the free plan.

4. Acceptable use

You agree not to:

• scrape, crawl or bulk-download the data, or access it by automated means;
• resell, redistribute, republish or sublicense the data or any derived dataset;
• share your account or session with other people;
• probe, disrupt or circumvent the service's security or paywall;
• use the service for anything unlawful.

Quoting small excerpts with attribution (for example in an article or a post) is fine.

5. Intellectual property

The site, its design, code, and the way the dataset is compiled, scored and presented belong to AnalystEdge. The underlying analyst predictions are the opinions of the third-party analysts and firms that issued them. Your subscription gives you a personal, non-exclusive, non-transferable license to use the service — nothing more.

6. Disclaimer of warranties

The service and its data are provided "as is" and "as available", without warranties of any kind, express or implied. We do not warrant that the data is accurate, complete or current, or that the service will be uninterrupted or error-free. Nothing on the site is investment, financial, legal or tax advice.

7. Limitation of liability

To the maximum extent permitted by law, AnalystEdge is not liable for any indirect, incidental, special or consequential damages, or for any trading or investment losses, arising from your use of the service or reliance on its data. Our total liability for any claim is limited to the subscription fees you paid us in the twelve months before the claim arose.

8. Eligibility & governing law

You must be at least 18 years old — or the age of majority where you live, if that is higher — to create an account or subscribe.

These terms are governed by the laws of the operator's place of establishment, and any dispute arising from them or from the service will be brought exclusively in the courts of that jurisdiction, except where mandatory consumer-protection law gives you the right to a different forum.

9. Changes to these terms

We may update these terms from time to time. If a change is material, we will give notice on the site or by email before it takes effect. Continuing to use the service after a change takes effect means you accept the updated terms.

10. Contact

Questions about these terms? Email us at [email protected].